Feeling overwhelmed by debt can cast a shadow over every part of your life, leaving you feeling trapped and uncertain about the future. But there's no need to rely on dreams or wishful thinking for relief. What you need is a plan and a clear path forward, and that's where we come in.

Your Licensed Insolvency Trustee

A consumer proposal offers a structured solution for managing your debt burden, providing a viable alternative to bankruptcy. While the thought of addressing your financial challenges head-on may feel daunting, it's important to understand that a consumer proposal can be a powerful tool for regaining control of your finances.

You may have heard warnings that a consumer proposal will ruin your credit – it will have a negative affect for a time, but so will leaving your debts past due and being sent to collections. A consumer proposal doesn't signify irreversible financial ruin. Instead, it represents an opportunity for a fresh start and a more optimistic financial outlook.

We understand that contemplating a consumer proposal can stir up feelings of apprehension and uncertainty. That's why our dedicated team is here to support you every step of the way. From crafting a proposal that aligns with your financial situation to navigating the complexities of the process, we're committed to providing personalized guidance tailored to your needs.

Our goal is to ensure that your journey towards financial recovery is as smooth and stress-free as possible. With our expertise and support, you can take confident strides towards a brighter financial future. Remember, you don't have to face this challenge alone – we're here to help you find the way forward.

Corporate bankruptcy and personal bankruptcy

At Campbell, Saunders Ltd, we believe that you deserve a second chance, and we can assist you in obtaining your discharge.

We aim to provide a unique service that takes away the complicated task of navigating the Court system, and that is more affordable than the fee that the original Trustee may be asking for.

Your original Trustee is right in that you can make your own application to the Court, and you can choose to retain a lawyer to deal with the process for you.

We can bridge the gap between these two options, and offer assistance so you can make your own application without needing to become an expert on all the ins and outs of the Court system. We will prepare all required documentation, deliver it to the applicable parties in the required fashion, assist with any difficulties with the original Trustee and creditors if any oppose your application, set the Court date, and brief you in what to expect at the Court hearing. You will be representing yourself at the hearing, although if needed we can arrange for a lawyer to be involved for the hearing only (they will charge a fee for this service).

Please don’t hesitate to reach out and discuss your options for dealing with your old, undischarged bankruptcy. There is light at the end of the tunnel, and you can be free of this burden. The resolution of your bankruptcy is within your reach, enabling you to get the fresh start that you set out to get when you first filed the bankruptcy.

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