Sometimes life can throw you a curveball, shifting you from financial security to feeling overwhelmed by debt. Let’s look at a real-world example of how we helped a local BC resident reduce their debt by 73% using a consumer proposal. The Situation We began working with a 32-year-old single resident of British Columbia who worked […]
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Debt Repayment Calculator
Going through a hard financial challenge can get overwhelming, especially when it comes to large amounts of debt. We believe you can get through any financial challenge with the right planning and support. With over four decades of experience, we are dedicated to supporting individuals and small businesses in making well-informed financial decisions. This article […]
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How to Understand, Improve, and Maintain Your Credit Score in Canada
Article Summary: What is a Credit Score? How do I Find my Credit Score? How is a Credit Score Calculated in Canada? Why Your Credit Score Matters Tips to Improve Your Credit Score How to Maintain a Good Credit Score The Impact of Credit Inquiries How Does Bankruptcy Affect Your Credit Score? How Does a […]
Read MoreTips to Budget While Paying off Debt
At Campbell Saunders, we understand that managing debt can be overwhelming, but we believe that achieving financial freedom is within your reach. Budgeting is a critical tool in this journey, especially for those dealing with debt. In this blog post, we’ll provide practical, real-world tips to help you budget effectively while paying off debt, setting […]
Read MoreUnderstanding Your Relationship with Money: A Guide for Canadians
Money plays a significant role in our lives, influencing our decisions, aspirations, and even our emotional well-being. Yet, the way we perceive and handle money varies greatly from person to person. Understanding your relationship with money is crucial for financial stability and success. As a Licensed Insolvency Trustee, we recognize the importance of this understanding […]
Read MoreMastering the Art of Budgeting: Your Path to Financial Freedom
In this post we’re diving headfirst into the wonderful world of budgeting – your ticket to taking control of your finances and paving the way to a brighter financial future. Whether you’re aiming to save for a rainy day, pay off debt, or simply live more comfortably within your means, mastering the art of budgeting […]
Read MoreNavigate Your Way to Financial Freedom: 10 Strategies to Break the Chains of Debt
Almost half of Canadians (48% to be exact) have found themselves carrying debt above their mortgage. The debt burden in Canada continues to increase and with the rise in living costs, British Columbia has seen its fair share of rising debt. The important takeaway is you are not alone. Whether you are afraid of bankruptcy […]
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Demystifying Bankruptcy: A Comprehensive Guide to Understand How to File Bankruptcy in Canada
“Bankruptcy” is a word everyone knows, and it carries some stigma with it. In reality, the bankruptcy process in Canada is not complicated for most people, and can even be over in as little as 9 months. While there are other alternatives if you are faced with overwhelming debt, there are situations where bankruptcy is […]
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Tax Returns & Bankruptcy
Navigating Tax Returns and Bankruptcy: What to Expect and How It Impacts You The relationship between filing for bankruptcy and its effects on tax returns is a common concern for many individuals. Understanding the intricacies of tax filing during bankruptcy is crucial to avoid any surprises and plan your financial recovery effectively. First and foremost, […]
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Debt & Mental Health
The Link Between Debt and Mental Health: Finding Financial Freedom and Peace of Mind Dealing with debt and financial problems can have a profound impact on mental health, just as mental health issues can lead to money troubles. The relationship between these two aspects is complex and interconnected, with each affecting the other in a […]
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