For many people, booking a first meeting with a Licensed Insolvency Trustee comes with a mix of relief and anxiety. Relief because help finally feels possible. Anxiety because debt has a way of making even simple conversations feel heavy. If you are searching for a licensed insolvency trustee near me, chances are something has reached […]
Read MoreWhat Happens to Your Home and Car in Bankruptcy?
Most people start thinking about bankruptcy long before they ever reach out for help. They lie awake wondering how things got so heavy, replaying every financial decision, and worrying about the same two fears almost everyone shares. What happens to my home? What happens to my car? These aren’t just assets. They’re stability, routine, and […]
Read MoreBankruptcy Myths vs. Facts: Dispelling Common Misconceptions
There’s a certain hush that surrounds the word bankruptcy, a kind of whispered shame that tends to spread faster than the facts ever do. It’s no wonder. Between outdated assumptions, dramatic headlines, and well-meaning advice from friends who’ve never set foot in a Licensed Insolvency Trustee’s office, it’s easy to get caught in a fog […]
Read MoreTalking About Money Feels Awkward. Let’s Talk About That.
Money might be the last socially acceptable taboo. We talk about relationships, therapy, even gut health over brunch…but ask someone how much they owe on their credit card, and the table goes dead quiet. For many of us, opening up about finances triggers deep discomfort: shame, embarrassment, or fear of being judged. Here at Campbell […]
Read MoreI can’t afford car payments. What are my options in Canada?
Nobody wants to feel trapped by a car loan that’s become a financial burden. At Campbell Saunders, we understand the stress of falling behind on car payments. Especially when you are also dealing with other debt. There is good news in British Columbia. In the province of BC, borrowers have important legal actions under the […]
Read More“I have no money!” How to Manage Financial Stress
Each day, financial pressures mount and household budgets are squeezed. The costs of mortgages, rent, consumer debt, car payments, and paying taxes have increased much faster over the last few years. Pay raises and income increases have not kept up. As a result, many people are experiencing increased stress because of financial strain. For many, […]
Read MoreManaging Debt as a Couple: Communication and Compromise
Money can be challenging for couples, especially when one partner is a spender and the other a saver. Differences in spending and saving habits can create conflict, especially if financial goals aren’t transparent, budgets aren’t in place, or debts go unpaid. Without open communication, these issues can escalate, potentially leading to debt consolidation, consumer proposals, […]
Read MoreWhy Am I Bad With Money? Understanding the Link Between Money Mindset and Debt
If you’ve ever felt ashamed or frustrated about your finances, you’re not alone. Many people struggle with money not because they’re careless, but because of deep-rooted beliefs. This is what we call a “money mindset.” Your mindset shapes how you earn, spend, save, and respond to debt. If you were taught to fear money or […]
Read More2025 Surplus Income Limits in Canada: What They Mean for Bankruptcy and Debt Relief
If you feel overwhelmed by debt, there is an important update for 2025. The Office of the Superintendent of Bankruptcy (OSB) has released new surplus income limits. These limits will affect how much you need to pay if you file for bankruptcy. Each year, these limits are adjusted to reflect changes in the cost of […]
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