If you are losing sleep over debt, you are not alone. Many people quietly struggle with rising balances, collection calls, and the feeling that their options are running out. What most Canadians do not realize is that there are several ways to deal with serious debt, and bankruptcy is only one of them. The challenge […]
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Bankruptcy Myths vs. Facts
Most people do not start by asking if they should file for bankruptcy. They start by trying to keep up. You might still be making payments, doing your best to stay on top of things, and hoping it will turn around. But behind the scenes, the balance grows. This is where misinformation makes things harder. […]
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How to Stop Wage Garnishment in BC with a Consumer Proposal
If your paycheque has suddenly shrunk because of wage garnishment, you likely have more questions than answers. Below, we explain how wage garnishment works in British Columbia, how much can legally be taken, and most importantly, how a consumer proposal can stop garnishment of wages and help you regain control. What Is Wage Garnishment in […]
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Top 5 Debt Consolidation Options in BC (and When to Use Them)
If you are constantly moving money around, watching balances barely change, and wondering how things became this complicated, you are not alone. For many people in British Columbia, debt does not arrive all at once. It builds quietly through everyday expenses, rising costs, and life events that were never part of the plan. At some […]
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First Meeting with a Licensed Insolvency Trustee: What to Expect
For many people, booking a first meeting with a Licensed Insolvency Trustee comes with a mix of relief and anxiety. Relief because help finally feels possible. Anxiety because debt has a way of making even simple conversations feel heavy. If you are searching for a licensed insolvency trustee near me, chances are something has reached […]
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What Happens to Your Home and Car in Bankruptcy?
Most people start thinking about bankruptcy long before they ever reach out for help. They lie awake wondering how things got so heavy, replaying every financial decision, and worrying about the same two fears almost everyone shares. What happens to my home? What happens to my car? These aren’t just assets. They’re stability, routine, and […]
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Bankruptcy Myths vs. Facts: Dispelling Common Misconceptions
There’s a certain hush that surrounds the word bankruptcy, a kind of whispered shame that tends to spread faster than the facts ever do. It’s no wonder. Between outdated assumptions, dramatic headlines, and well-meaning advice from friends who’ve never set foot in a Licensed Insolvency Trustee’s office, it’s easy to get caught in a fog […]
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Talking About Money Feels Awkward. Let’s Talk About That.
Money might be the last socially acceptable taboo. We talk about relationships, therapy, even gut health over brunch…but ask someone how much they owe on their credit card, and the table goes dead quiet. For many of us, opening up about finances triggers deep discomfort: shame, embarrassment, or fear of being judged. Here at Campbell […]
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I can’t afford car payments. What are my options in Canada?
Nobody wants to feel trapped by a car loan that’s become a financial burden. At Campbell Saunders, we understand the stress of falling behind on car payments. Especially if you are also carrying other debt. There is good news in British Columbia. In the province of BC, borrowers have important legal actions under the Personal […]
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